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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,310 | $135,645-51.9% | $110,243-40.8% | $135,380-51.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -8.78% | 513.24%-522.0pp | 314.76%-323.5pp | 519.81%-528.6pp |
| Employer contribution / active EE | $1,055 | $4,907-78.5% | $3,827-72.4% | $4,779-77.9% |
| Participant deferral / active EE | $11,668 | $5,507+111.9% | $4,672+149.7% | $5,609+108.0% |
| Admin fee / account holder | $1,555 | $11,458-86.4% | $8,548-81.8% | $10,828-85.6% |