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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,181 | $51,222+78.0% | $70,544+29.3% | $75,173+21.3% |
| Participation rate | 89.2% | 61.0%+28.2pp | 68.4%+20.8pp | 67.2%+22.0pp |
| Annual return | 10.20% | 30.06%-19.9pp | 32.79%-22.6pp | 160.72%-150.5pp |
| Employer contribution / active EE | $2,387 | $1,827+30.7% | $2,976-19.8% | $2,671-10.6% |
| Participant deferral / active EE | $6,857 | $2,850+140.6% | $4,568+50.1% | $4,126+66.2% |
| Admin fee / account holder | $14,071 | $4,096+243.6% | $6,427+118.9% | $5,651+149.0% |