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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,596 | $79,894+128.5% | $135,792+34.5% | $82,637+121.0% |
| Participation rate | 92.6% | 63.0%+29.6pp | 72.6%+20.0pp | 68.1%+24.5pp |
| Annual return | 9.10% | 17.20%-8.1pp | 25.96%-16.9pp | 53.51%-44.4pp |
| Employer contribution / active EE | $2,936 | $2,165+35.6% | $3,496-16.0% | $2,552+15.0% |
| Participant deferral / active EE | $4,688 | $3,194+46.8% | $4,759-1.5% | $4,126+13.6% |
| Admin fee / account holder | $15,160 | $6,434+135.6% | $12,266+23.6% | $7,339+106.6% |