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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,306 | $54,380+38.5% | $68,509+9.9% | $59,633+26.3% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 68.7%+31.3pp |
| Annual return | 0.42% | 2.83%-2.4pp | 8.27%-7.8pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $1,941 | $1,539+26.2% | $2,278-14.8% | $2,203-11.9% |
| Participant deferral / active EE | $3,593 | $2,643+35.9% | $3,382+6.2% | $3,192+12.6% |
| Admin fee / account holder | $791 | $3,885-79.6% | $5,275-85.0% | $4,297-81.6% |