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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,667 | $71,873+101.3% | $86,698+66.9% | $68,490+111.2% |
| Participation rate | 71.1% | 72.2%-1.2pp | 76.6%-5.5pp | 67.9%+3.2pp |
| Annual return | -21.53% | 3.54%-25.1pp | 35.96%-57.5pp | -7.85%-13.7pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,680 | $3,779-55.5% | $4,656-63.9% | $4,028-58.3% |
| Admin fee / account holder | $18,551 | $6,110+203.6% | $7,492+147.6% | $5,403+243.3% |