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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,300 | $72,486+85.3% | $87,103+54.2% | $72,976+84.0% |
| Participation rate | 67.4% | 72.8%-5.4pp | 76.9%-9.4pp | 69.5%-2.0pp |
| Annual return | 25.72% | 24.46%+1.3pp | 28.19%-2.5pp | 81.02%-55.3pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,106 | $3,270-35.6% | $4,049-48.0% | $3,608-41.6% |
| Admin fee / account holder | $2,750 | $5,055-45.6% | $7,491-63.3% | $5,124-46.3% |