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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,304 | $105,866+17.4% | $90,766+36.9% | $134,545-7.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -15.31% | -10.99%-4.3pp | -12.16%-3.2pp | 418.37%-433.7pp |
| Employer contribution / active EE | $1,499 | $3,464-56.7% | $2,922-48.7% | $4,742-68.4% |
| Participant deferral / active EE | $3,381 | $5,217-35.2% | $4,565-25.9% | $6,401-47.2% |
| Admin fee / account holder | $1,984 | $13,938-85.8% | $8,446-76.5% | $11,431-82.6% |