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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,354 | $118,708+36.8% | $98,920+64.1% | $158,982+2.1% |
| Participation rate | 75.0% | 77.8%-2.8pp | 76.0%-1.0pp | 82.0%-7.0pp |
| Annual return | 12.89% | 372.49%-359.6pp | 196.47%-183.6pp | 302.99%-290.1pp |
| Employer contribution / active EE | $2,331 | $3,334-30.1% | $2,689-13.3% | $4,763-51.1% |
| Participant deferral / active EE | $2,932 | $5,089-42.4% | $4,245-30.9% | $5,983-51.0% |
| Admin fee / account holder | $748 | $10,134-92.6% | $6,643-88.7% | $11,252-93.4% |