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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,669 | $112,131-42.3% | $95,964-32.6% | $158,982-59.3% |
| Participation rate | 91.7% | 79.0%+12.7pp | 77.1%+14.6pp | 82.0%+9.7pp |
| Annual return | 12.47% | 171.19%-158.7pp | 91.64%-79.2pp | 302.99%-290.5pp |
| Employer contribution / active EE | $1,886 | $3,199-41.0% | $2,541-25.8% | $4,763-60.4% |
| Participant deferral / active EE | $5,290 | $4,784+10.6% | $4,167+27.0% | $5,983-11.6% |
| Admin fee / account holder | $1,919 | $10,136-81.1% | $6,797-71.8% | $11,252-82.9% |