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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,429 | $62,583-1.8% | $76,767-20.0% | $64,173-4.3% |
| Participation rate | 53.3% | 72.8%-19.5pp | 77.0%-23.6pp | 69.6%-16.2pp |
| Annual return | -7.11% | -1.95%-5.2pp | 2.43%-9.5pp | 7.63%-14.7pp |
| Employer contribution / active EE | $649 | $1,832-64.6% | $2,485-73.9% | $2,381-72.7% |
| Participant deferral / active EE | $1,833 | $3,145-41.7% | $3,852-52.4% | $3,470-47.2% |
| Admin fee / account holder | $4,010 | $4,667-14.1% | $6,675-39.9% | $4,887-18.0% |