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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,002 | $112,131-80.4% | $95,964-77.1% | $158,982-86.2% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 21.75% | 171.19%-149.4pp | 91.64%-69.9pp | 302.99%-281.2pp |
| Employer contribution / active EE | $295 | $3,199-90.8% | $2,541-88.4% | $4,763-93.8% |
| Participant deferral / active EE | $1,770 | $4,784-63.0% | $4,167-57.5% | $5,983-70.4% |
| Admin fee / account holder | $6,118 | $10,136-39.6% | $6,797-10.0% | $11,252-45.6% |