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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,317 | $86,938-0.7% | $102,423-15.7% | $80,925+6.7% |
| Participation rate | 84.2% | 72.4%+11.8pp | 76.5%+7.7pp | 67.7%+16.6pp |
| Annual return | 10.27% | 18.89%-8.6pp | 29.42%-19.2pp | 35.65%-25.4pp |
| Employer contribution / active EE | $3,843 | $2,369+62.2% | $3,023+27.1% | $2,756+39.4% |
| Participant deferral / active EE | $8,325 | $4,120+102.0% | $5,054+64.7% | $4,299+93.7% |
| Admin fee / account holder | $18,381 | $8,053+128.3% | $9,455+94.4% | $6,940+164.9% |