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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,667 | $92,219-52.6% | $76,767-43.1% | $135,380-67.7% |
| Participation rate | 91.7% | 79.8%+11.9pp | 77.0%+14.7pp | 82.6%+9.0pp |
| Annual return | -8.79% | 5.46%-14.2pp | 2.43%-11.2pp | 519.81%-528.6pp |
| Employer contribution / active EE | $3,132 | $3,216-2.6% | $2,485+26.0% | $4,779-34.5% |
| Participant deferral / active EE | $4,702 | $4,508+4.3% | $3,852+22.1% | $5,609-16.2% |
| Admin fee / account holder | $1,761 | $10,749-83.6% | $6,675-73.6% | $10,828-83.7% |