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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $79,677 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $21,840 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MGMT LLC Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,681 | $65,453+177.6% | $86,698+109.6% | $66,938+171.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 76.6%+23.4pp | 69.8%+30.2pp |
| Annual return | -15.67% | -10.89%-4.8pp | 35.95%-51.6pp | 1.58%-17.3pp |
| Employer contribution / active EE | $5,535 | $2,154+157.0% | $2,837+95.1% | $2,545+117.5% |
| Participant deferral / active EE | $5,577 | $4,102+36.0% | $4,656+19.8% | $4,238+31.6% |
| Admin fee / account holder | $569 | $642-11.3% | $7,493-92.4% | $594-4.1% |