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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,877 | $111,785+210.3% | $93,669+270.3% | $145,877+137.8% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 16.01% | 203.79%-187.8pp | 133.59%-117.6pp | 551.28%-535.3pp |
| Employer contribution / active EE | $3,362 | $3,096+8.6% | $2,424+38.7% | $4,663-27.9% |
| Participant deferral / active EE | $6,217 | $4,919+26.4% | $4,416+40.8% | $6,691-7.1% |
| Admin fee / account holder | $58,355 | $10,256+469.0% | $8,291+603.8% | $13,402+335.4% |