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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,784 | $118,877+95.8% | $96,570+141.1% | $167,536+38.9% |
| Participation rate | 87.5% | 75.5%+12.0pp | 69.8%+17.7pp | 82.1%+5.4pp |
| Annual return | 19.44% | 50.50%-31.1pp | 37.79%-18.4pp | 478.82%-459.4pp |
| Employer contribution / active EE | $2,713 | $3,121-13.0% | $2,357+15.1% | $4,839-43.9% |
| Participant deferral / active EE | $5,410 | $4,617+17.2% | $3,849+40.5% | $6,342-14.7% |
| Admin fee / account holder | $850 | $8,069-89.5% | $6,182-86.3% | $12,315-93.1% |