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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,877 | $111,814+210.2% | $93,654+270.4% | $145,959+137.7% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 16.01% | 203.30%-187.3pp | 133.34%-117.3pp | 561.95%-545.9pp |
| Employer contribution / active EE | $3,362 | $3,092+8.7% | $2,421+38.9% | $4,661-27.9% |
| Participant deferral / active EE | $6,217 | $4,914+26.5% | $4,413+40.9% | $6,689-7.1% |
| Admin fee / account holder | $58,355 | $10,246+469.5% | $8,282+604.6% | $13,398+335.6% |