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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $769,579 | $127,096+505.5% | $105,736+627.8% | $135,380+468.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | -9.24% | 4.49%-13.7pp | 6.27%-15.5pp | 519.81%-529.0pp |
| Employer contribution / active EE | $19,976 | $4,107+386.4% | $3,268+511.2% | $4,779+318.0% |
| Participant deferral / active EE | $15,142 | $5,064+199.0% | $4,080+271.1% | $5,609+170.0% |
| Admin fee / account holder | $29,206 | $9,087+221.4% | $6,913+322.5% | $10,828+169.7% |