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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,830 | $71,873+31.9% | $86,698+9.4% | $68,490+38.5% |
| Participation rate | 97.6% | 72.2%+25.3pp | 76.6%+21.0pp | 67.9%+29.7pp |
| Annual return | -18.93% | 3.54%-22.5pp | 35.96%-54.9pp | -7.85%-11.1pp |
| Employer contribution / active EE | $7,305 | $2,173+236.1% | $2,837+157.5% | $2,597+181.3% |
| Participant deferral / active EE | $5,006 | $3,779+32.5% | $4,656+7.5% | $4,028+24.3% |
| Admin fee / account holder | $2,349 | $6,110-61.6% | $7,492-68.6% | $5,403-56.5% |