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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,213 | $78,423+57.1% | $95,964+28.4% | $79,856+54.3% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 24.08% | 19.37%+4.7pp | 91.64%-67.6pp | 31.71%-7.6pp |
| Employer contribution / active EE | $3,140 | $1,945+61.4% | $2,541+23.6% | $2,471+27.1% |
| Participant deferral / active EE | $4,637 | $3,440+34.8% | $4,167+11.3% | $3,741+24.0% |
| Admin fee / account holder | $4,010 | $5,622-28.7% | $6,797-41.0% | $5,306-24.4% |