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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,839 | $78,423+9.5% | $95,964-10.6% | $79,856+7.5% |
| Participation rate | 80.0% | 73.5%+6.5pp | 77.1%+2.9pp | 69.6%+10.4pp |
| Annual return | 14.51% | 19.37%-4.9pp | 91.64%-77.1pp | 31.71%-17.2pp |
| Employer contribution / active EE | $1,949 | $1,945+0.2% | $2,541-23.3% | $2,471-21.1% |
| Participant deferral / active EE | $3,074 | $3,440-10.6% | $4,167-26.2% | $3,741-17.8% |
| Admin fee / account holder | $7,424 | $5,622+32.1% | $6,797+9.2% | $5,306+39.9% |