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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,004 | $55,889+64.6% | $76,119+20.9% | $80,935+13.7% |
| Participation rate | 84.2% | 62.1%+22.1pp | 69.1%+15.1pp | 67.7%+16.5pp |
| Annual return | 11.32% | 20.58%-9.3pp | 361.25%-349.9pp | 35.66%-24.3pp |
| Employer contribution / active EE | $910 | $1,866-51.3% | $2,693-66.2% | $2,757-67.0% |
| Participant deferral / active EE | $4,584 | $3,051+50.2% | $4,259+7.6% | $4,299+6.6% |
| Admin fee / account holder | $6,327 | $5,241+20.7% | $6,421-1.5% | $6,924-8.6% |