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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,688 | $59,804+9.8% | $81,982-19.9% | $79,856-17.7% |
| Participation rate | 85.7% | 61.6%+24.1pp | 69.3%+16.5pp | 69.6%+16.1pp |
| Annual return | 4.22% | 17.56%-13.3pp | 41.31%-37.1pp | 31.71%-27.5pp |
| Employer contribution / active EE | $1,129 | $1,713-34.1% | $2,498-54.8% | $2,471-54.3% |
| Participant deferral / active EE | $3,518 | $2,695+30.5% | $3,722-5.5% | $3,741-5.9% |
| Admin fee / account holder | $3,763 | $4,288-12.2% | $5,665-33.6% | $5,306-29.1% |