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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,666 | $116,462+5.3% | $116,250+5.5% | $116,462+5.3% |
| Participation rate | 90.3% | 74.7%+15.6pp | 73.6%+16.7pp | 74.7%+15.6pp |
| Annual return | 15.90% | 15.65%+0.2pp | -4.11%+20.0pp | 15.65%+0.2pp |
| Employer contribution / active EE | $1,189 | $3,231-63.2% | $2,865-58.5% | $3,231-63.2% |
| Participant deferral / active EE | $5,764 | $3,836+50.3% | $3,192+80.6% | $3,836+50.3% |
| Admin fee / account holder | $5,162 | $12,754-59.5% | $7,117-27.5% | $12,754-59.5% |