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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,368 | $209,336-35.8% | $197,124-31.8% | $137,256-2.1% |
| Participation rate | 90.9% | 87.3%+3.6pp | 86.7%+4.2pp | 80.0%+10.9pp |
| Annual return | 6.33% | 48.09%-41.8pp | 44.34%-38.0pp | 220.34%-214.0pp |
| Employer contribution / active EE | $4,857 | $6,591-26.3% | $6,227-22.0% | $4,156+16.9% |
| Participant deferral / active EE | $11,299 | $9,614+17.5% | $9,135+23.7% | $6,407+76.4% |
| Admin fee / account holder | $516 | $17,308-97.0% | $16,298-96.8% | $12,270-95.8% |