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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,333 | $97,125+58.9% | $86,233+79.0% | $137,256+12.4% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.0%-6.5pp | 80.0%-17.5pp |
| Annual return | 18.23% | 74.19%-56.0pp | 61.39%-43.2pp | 220.34%-202.1pp |
| Employer contribution / active EE | $686 | $2,841-75.9% | $2,504-72.6% | $4,156-83.5% |
| Participant deferral / active EE | $3,626 | $5,180-30.0% | $4,559-20.5% | $6,407-43.4% |
| Admin fee / account holder | $13,555 | $9,725+39.4% | $8,342+62.5% | $12,270+10.5% |