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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,333 | $108,882+41.7% | $96,754+59.5% | $154,746-0.3% |
| Participation rate | 62.5% | 75.1%-12.6pp | 70.3%-7.8pp | 80.7%-18.2pp |
| Annual return | 18.23% | 98.39%-80.2pp | 82.04%-63.8pp | 172.34%-154.1pp |
| Employer contribution / active EE | $686 | $3,018-77.3% | $2,679-74.4% | $4,379-84.3% |
| Participant deferral / active EE | $3,626 | $5,323-31.9% | $4,758-23.8% | $6,730-46.1% |
| Admin fee / account holder | $13,555 | $10,200+32.9% | $8,905+52.2% | $14,365-5.6% |