See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS6 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $44,019 |
Service code 37 · EIN 04-2647786 | Loan Processing | $16,996 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,262 | $71,516+27.6% | $98,439-7.3% | $71,457+27.7% |
| Participation rate | 94.0% | 72.7%+21.3pp | 75.2%+18.9pp | 67.9%+26.1pp |
| Annual return | 16.05% | 32.41%-16.4pp | 21.16%-5.1pp | 28.85%-12.8pp |
| Employer contribution / active EE | $428 | $2,399-82.2% | $3,048-86.0% | $2,588-83.5% |
| Participant deferral / active EE | $4,994 | $4,109+21.6% | $4,738+5.4% | $4,289+16.5% |
| Admin fee / account holder | $298 | $1,675-82.2% | $8,948-96.7% | $1,587-81.2% |