See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS4 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $45,969 |
Service code 37 · EIN 04-2647786 | Loan Processing | $34,318 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,898 | $79,428+13.2% | $106,548-15.6% | $79,386+13.2% |
| Participation rate | 94.7% | 74.1%+20.6pp | 76.1%+18.6pp | 70.7%+24.0pp |
| Annual return | 14.89% | 18.27%-3.4pp | 26.80%-11.9pp | 116.85%-102.0pp |
| Employer contribution / active EE | $698 | $2,234-68.8% | $2,819-75.2% | $2,427-71.3% |
| Participant deferral / active EE | $4,358 | $3,823+14.0% | $4,398-0.9% | $4,046+7.7% |
| Admin fee / account holder | $373 | $523-28.6% | $7,407-95.0% | $626-40.4% |