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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,884 | $65,378-87.9% | $87,103-90.9% | $65,186-87.9% |
| Participation rate | 100.0% | 75.3%+24.7pp | 76.9%+23.1pp | 70.2%+29.8pp |
| Annual return | 24.94% | 31.28%-6.3pp | 28.19%-3.3pp | 29.39%-4.4pp |
| Employer contribution / active EE | $1,391 | $1,823-23.7% | $2,521-44.8% | $2,177-36.1% |
| Participant deferral / active EE | $1,494 | $3,389-55.9% | $4,049-63.1% | $3,514-57.5% |
| Admin fee / account holder | $1,161 | $520+123.3% | $7,491-84.5% | $847+37.0% |