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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,808 | $62,583-90.7% | $76,767-92.4% | $64,173-90.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | 1.11% | -1.95%+3.1pp | 2.43%-1.3pp | 7.63%-6.5pp |
| Employer contribution / active EE | $1,625 | $1,832-11.3% | $2,485-34.6% | $2,381-31.7% |
| Participant deferral / active EE | $2,060 | $3,145-34.5% | $3,852-46.5% | $3,470-40.6% |
| Admin fee / account holder | $419 | $4,667-91.0% | $6,675-93.7% | $4,887-91.4% |