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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,668 | $57,352-39.6% | $83,831-58.6% | $64,173-46.0% |
| Participation rate | 60.0% | 68.6%-8.6pp | 76.1%-16.1pp | 69.6%-9.6pp |
| Annual return | -4.83% | 11.38%-16.2pp | 850.99%-855.8pp | 7.63%-12.5pp |
| Employer contribution / active EE | $1,862 | $2,546-26.9% | $3,631-48.7% | $2,381-21.8% |
| Participant deferral / active EE | $0 | $2,993-100.0% | $4,082-100.0% | $3,470-100.0% |
| Admin fee / account holder | $9,130 | $4,046+125.6% | $5,479+66.6% | $4,887+86.8% |