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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,383 | $81,504-68.9% | $102,437-75.2% | $80,959-68.6% |
| Participation rate | 78.5% | 66.9%+11.6pp | 74.5%+4.0pp | 67.7%+10.8pp |
| Annual return | 11.13% | 25.60%-14.5pp | 24.95%-13.8pp | 35.67%-24.5pp |
| Employer contribution / active EE | $769 | $3,104-75.2% | $3,871-80.1% | $2,757-72.1% |
| Participant deferral / active EE | $2,709 | $3,871-30.0% | $5,060-46.5% | $4,300-37.0% |
| Admin fee / account holder | $2,284 | $6,719-66.0% | $8,388-72.8% | $6,925-67.0% |