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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,440 | $138,114+97.3% | $125,391+117.3% | $134,545+102.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.68% | 750.88%-765.6pp | 572.41%-587.1pp | 418.37%-433.0pp |
| Employer contribution / active EE | $9,947 | $5,246+89.6% | $4,816+106.5% | $4,742+109.8% |
| Participant deferral / active EE | $11,670 | $7,801+49.6% | $7,448+56.7% | $6,401+82.3% |
| Admin fee / account holder | $2,617 | $11,570-77.4% | $10,009-73.9% | $11,431-77.1% |