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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,968 | $176,120+66.9% | $159,487+84.3% | $167,553+75.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.45% | 331.95%-322.5pp | 263.71%-254.3pp | 478.89%-469.4pp |
| Employer contribution / active EE | $10,041 | $5,299+89.5% | $4,831+107.8% | $4,840+107.5% |
| Participant deferral / active EE | $8,667 | $7,752+11.8% | $7,354+17.9% | $6,343+36.6% |
| Admin fee / account holder | $2,585 | $12,561-79.4% | $10,804-76.1% | $12,316-79.0% |