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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,959 | $65,361-63.3% | $92,903-74.2% | $72,983-67.2% |
| Participation rate | 79.4% | 68.3%+11.1pp | 76.0%+3.4pp | 69.5%+9.9pp |
| Annual return | 16.28% | 42.11%-25.8pp | 109.43%-93.2pp | 81.01%-64.7pp |
| Employer contribution / active EE | $727 | $2,594-72.0% | $3,653-80.1% | $2,440-70.2% |
| Participant deferral / active EE | $2,910 | $3,128-7.0% | $4,238-31.3% | $3,608-19.3% |
| Admin fee / account holder | $2,347 | $4,251-44.8% | $5,795-59.5% | $5,124-54.2% |