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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,282 | $97,550+203.7% | $120,344+146.2% | $87,485+238.7% |
| Participation rate | 96.6% | 72.8%+23.8pp | 76.7%+19.9pp | 68.9%+27.7pp |
| Annual return | 13.16% | 18.41%-5.3pp | 20.30%-7.1pp | 26.06%-12.9pp |
| Employer contribution / active EE | $2,838 | $2,291+23.9% | $3,020-6.0% | $2,596+9.3% |
| Participant deferral / active EE | $5,893 | $4,230+39.3% | $5,135+14.8% | $4,274+37.9% |
| Admin fee / account holder | $6,085 | $9,543-36.2% | $12,742-52.2% | $7,775-21.7% |