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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,748 | $71,873+129.2% | $86,698+90.0% | $68,490+140.5% |
| Participation rate | 94.7% | 72.2%+22.5pp | 76.6%+18.1pp | 67.9%+26.8pp |
| Annual return | -19.40% | 3.54%-22.9pp | 35.96%-55.4pp | -7.85%-11.5pp |
| Employer contribution / active EE | $4,778 | $2,173+119.8% | $2,837+68.4% | $2,597+84.0% |
| Participant deferral / active EE | $6,669 | $3,779+76.5% | $4,656+43.2% | $4,028+65.6% |
| Admin fee / account holder | $8,876 | $6,110+45.3% | $7,492+18.5% | $5,403+64.3% |