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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,282 | $104,098+184.6% | $140,514+110.9% | $94,015+215.1% |
| Participation rate | 96.6% | 73.7%+22.9pp | 77.8%+18.8pp | 70.8%+25.8pp |
| Annual return | 13.16% | 15.14%-2.0pp | 14.36%-1.2pp | 17.84%-4.7pp |
| Employer contribution / active EE | $2,838 | $2,388+18.8% | $3,378-16.0% | $2,790+1.7% |
| Participant deferral / active EE | $5,893 | $4,033+46.1% | $4,919+19.8% | $4,249+38.7% |
| Admin fee / account holder | $6,085 | $10,439-41.7% | $13,697-55.6% | $8,951-32.0% |