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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,060 | $135,956-69.8% | $123,894-66.9% | $273,972-85.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 24.63% | 56.63%-32.0pp | 47.52%-22.9pp | 41.46%-16.8pp |
| Employer contribution / active EE | $1,895 | $5,170-63.3% | $4,617-59.0% | $4,869-61.1% |
| Participant deferral / active EE | $4,138 | $6,343-34.8% | $5,984-30.9% | $5,287-21.7% |
| Admin fee / account holder | $1,145 | $9,817-88.3% | $8,357-86.3% | $10,133-88.7% |