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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,759 | $90,400-27.3% | $186,193-64.7% | $87,485-24.8% |
| Participation rate | 62.5% | 66.2%-3.7pp | 77.1%-14.6pp | 68.9%-6.4pp |
| Annual return | 16.45% | 22.15%-5.7pp | 78.03%-61.6pp | 26.06%-9.6pp |
| Employer contribution / active EE | $1,038 | $2,170-52.2% | $3,918-73.5% | $2,596-60.0% |
| Participant deferral / active EE | $3,020 | $4,330-30.2% | $6,513-53.6% | $4,274-29.3% |
| Admin fee / account holder | $2,094 | $8,673-75.9% | $11,058-81.1% | $7,775-73.1% |