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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,108 | $68,996-21.6% | $159,991-66.2% | $68,495-21.0% |
| Participation rate | 76.1% | 65.4%+10.7pp | 78.0%-1.9pp | 67.9%+8.2pp |
| Annual return | -23.48% | -9.65%-13.8pp | 408.82%-432.3pp | -7.84%-15.6pp |
| Employer contribution / active EE | $1,144 | $2,212-48.3% | $4,225-72.9% | $2,596-55.9% |
| Participant deferral / active EE | $3,397 | $4,211-19.3% | $6,183-45.1% | $4,028-15.7% |
| Admin fee / account holder | $2,959 | $4,797-38.3% | $8,715-66.0% | $5,403-45.2% |