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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,759 | $109,782-40.1% | $260,467-74.8% | $94,015-30.1% |
| Participation rate | 62.5% | 67.2%-4.7pp | 80.5%-18.0pp | 70.8%-8.3pp |
| Annual return | 16.45% | 18.60%-2.2pp | 100.60%-84.2pp | 17.84%-1.4pp |
| Employer contribution / active EE | $1,038 | $2,147-51.7% | $4,239-75.5% | $2,790-62.8% |
| Participant deferral / active EE | $3,020 | $4,044-25.3% | $6,319-52.2% | $4,249-28.9% |
| Admin fee / account holder | $2,094 | $11,958-82.5% | $15,461-86.5% | $8,951-76.6% |