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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,759 | $80,812-18.6% | $160,784-59.1% | $82,448-20.2% |
| Participation rate | 62.5% | 66.2%-3.7pp | 77.0%-14.5pp | 68.1%-5.6pp |
| Annual return | 16.45% | 100.59%-84.1pp | 1803.92%-1787.5pp | 41.64%-25.2pp |
| Employer contribution / active EE | $1,038 | $2,174-52.3% | $3,733-72.2% | $2,551-59.3% |
| Participant deferral / active EE | $3,020 | $4,335-30.3% | $6,293-52.0% | $4,139-27.0% |
| Admin fee / account holder | $2,094 | $7,695-72.8% | $9,717-78.4% | $7,234-71.1% |