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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,530 | $134,817+25.0% | $123,973+35.9% | $155,188+8.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.95% | 515.49%-499.5pp | 388.13%-372.2pp | 148.84%-132.9pp |
| Employer contribution / active EE | $4,015 | $4,425-9.3% | $4,126-2.7% | $4,248-5.5% |
| Participant deferral / active EE | $7,948 | $5,706+39.3% | $5,247+51.5% | $6,531+21.7% |
| Admin fee / account holder | $6,496 | $13,245-51.0% | $11,799-44.9% | $14,480-55.1% |