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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,309 | $115,814+2.2% | $101,275+16.8% | $158,982-25.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 20.02% | 56.16%-36.1pp | 46.48%-26.5pp | 302.99%-283.0pp |
| Employer contribution / active EE | $3,268 | $4,176-21.8% | $3,660-10.7% | $4,763-31.4% |
| Participant deferral / active EE | $4,195 | $4,958-15.4% | $4,371-4.0% | $5,983-29.9% |
| Admin fee / account holder | $8,553 | $7,249+18.0% | $5,948+43.8% | $11,252-24.0% |