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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,776 | $57,969-81.4% | $76,327-85.9% | $80,925-86.7% |
| Participation rate | 75.9% | 73.7%+2.1pp | 79.2%-3.4pp | 67.7%+8.2pp |
| Annual return | 17.53% | 15.90%+1.6pp | 13.79%+3.7pp | 35.65%-18.1pp |
| Employer contribution / active EE | $1,120 | $3,570-68.6% | $4,584-75.6% | $2,756-59.4% |
| Participant deferral / active EE | $4,435 | $3,814+16.3% | $5,478-19.0% | $4,299+3.2% |
| Admin fee / account holder | $435 | $5,670-92.3% | $5,139-91.5% | $6,940-93.7% |