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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,405 | $138,102+17.6% | $125,381+29.5% | $134,532+20.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.85% | 750.73%-764.6pp | 572.31%-586.2pp | 418.27%-432.1pp |
| Employer contribution / active EE | $989 | $5,245-81.1% | $4,815-79.5% | $4,741-79.1% |
| Participant deferral / active EE | $7,532 | $7,801-3.4% | $7,448+1.1% | $6,401+17.7% |
| Admin fee / account holder | $13,938 | $11,568+20.5% | $10,007+39.3% | $11,429+22.0% |