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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,838 | $157,296-19.4% | $141,191-10.2% | $152,897-17.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.08% | 64.34%-48.3pp | 71.41%-55.3pp | 345.43%-329.3pp |
| Employer contribution / active EE | $800 | $5,262-84.8% | $4,736-83.1% | $4,764-83.2% |
| Participant deferral / active EE | $4,918 | $7,111-30.8% | $6,710-26.7% | $5,851-15.9% |
| Admin fee / account holder | $1,603 | $12,125-86.8% | $10,264-84.4% | $11,599-86.2% |