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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,040 | $49,025-14.2% | $87,502-52.0% | $62,881-33.1% |
| Participation rate | 100.0% | 64.9%+35.1pp | 73.8%+26.2pp | 69.3%+30.7pp |
| Annual return | 8.76% | 10.02%-1.3pp | 12.21%-3.4pp | 20.14%-11.4pp |
| Employer contribution / active EE | $1,726 | $1,372+25.8% | $2,550-32.3% | $2,281-24.3% |
| Participant deferral / active EE | $4,525 | $2,289+97.7% | $3,149+43.7% | $3,203+41.3% |
| Admin fee / account holder | $1,446 | $4,065-64.4% | $4,221-65.7% | $4,296-66.3% |