Retirement plan

T.R. NELSON, INC. PROFIT SHARING PLAN

Name: T.R. NELSON, INC. - T.R. NELSON, INC. PROFIT SHARING PLAN (2016) Form 5500
Creator: T.R. NELSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, T.R. NELSON, INC. PROFIT SHARING PLAN, T.R. NELSON, INC.

T.R. NELSON, INC.EIN 39-1475071Plan #001PY 2016

1305 KALAHARI DRIVE, P.O. BOX 590 - WISCONSIN DELLS, WI 539650590608-254-6810LinkedIn1001-5000 employeesretail

Prospect flagsLow participationLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$4.1M

+17.4% from 2015

Total participants

1,183

+21.6% from 2015

Average account balance

$27,152

+19.0% from 2015

Annual return

10.55%

+12.29 pp from 2015

Benchmarks

See 100 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort100 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.67M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

628

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

26.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.57M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$205

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MILESTONE INVESTMENT ADVISORS2+ years Service code 28 6702 STONEFIELD RD. · MADISON, WI 53562	Investment Management	$13,382
ALLIANCE BENEFIT GROUP2+ years Service code 15 · EIN 37-0899315	Recordkeeping	$12,621
ALLIANCE BENEFIT GROUP1 year Filed as: ALLIANCE BENEFIT GROUP OF ILLINOIS Service code 59	Shareholder Servicing	$9,368
BAKER TILLY US, LLP2+ years Filed as: BAKER TILLY VIRCHOW KRAUSE, LLP Service code 10 · EIN 39-0859910 TEN TERRACE CT · MADISON, WI 53718	Accounting	$7,400
CHARLES SCHWAB & CO., INC.1 year Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009	Securities Custodian	$2,058
CHARLES SCHWAB & CO., INC.2+ years Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$33K

$29 / participant

Investment mgmt$13K40.0%
Other / not subdivided$20K60.0%

% of EOY assets

0.810%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BAKER TILLY VIRCHOW KRAUSE, LLP
Auditor EIN: 390859910
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,152

$35,600-23.7%

$87,502-69.0%

$63,975-57.6%

Participation rate

11.4%

56.1%-44.7pp

73.8%-62.4pp

71.1%-59.7pp

Annual return

10.55%

17.86%-7.3pp

12.21%-1.7pp

48.65%-38.1pp

Employer contribution / active EE

$854-100.0%

$2,550-100.0%

$2,182-100.0%

Participant deferral / active EE

$284

$1,660-82.9%

$3,149-91.0%

$3,356-91.5%

Admin fee / account holder

$220

$51+333.6%

$4,221-94.8%

$70+212.4%

Provider

Service type

Compensation

MILESTONE INVESTMENT ADVISORS2+ years

Service code 28

6702 STONEFIELD RD. · MADISON, WI 53562

Investment Management

$13,382

ALLIANCE BENEFIT GROUP2+ years

Service code 15 · EIN 37-0899315

Recordkeeping

$12,621

ALLIANCE BENEFIT GROUP1 year

Filed as: ALLIANCE BENEFIT GROUP OF ILLINOIS

Service code 59

Shareholder Servicing

$9,368

BAKER TILLY US, LLP2+ years

Filed as: BAKER TILLY VIRCHOW KRAUSE, LLP

Service code 10 · EIN 39-0859910

TEN TERRACE CT · MADISON, WI 53718

Accounting

$7,400

CHARLES SCHWAB & CO., INC.1 year

Filed as: CHARLES SCHWAB TRUST COMPANY

Service code 19 · EIN 42-1558009

Securities Custodian

$2,058

CHARLES SCHWAB & CO., INC.2+ years

Service code 59

Shareholder Servicing

T.R. NELSON, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

T.R. NELSON, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion