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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,204 | $85,766-53.1% | $136,298-70.5% | $70,126-42.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.59% | 31.46%-15.9pp | 5156.27%-5140.7pp | 73.15%-57.6pp |
| Employer contribution / active EE | $1,890 | $2,966-36.3% | $4,696-59.7% | $2,343-19.3% |
| Participant deferral / active EE | $3,411 | $5,051-32.5% | $6,247-45.4% | $3,332+2.4% |
| Admin fee / account holder | $7,827 | $5,421+44.4% | $9,244-15.3% | $4,645+68.5% |